Business Insurance

All Businesses require some form of insurance, the type of cover required changes from one business to another.

Today there are so many events that can affect your business that you cannot possibly think of them all – That is where Insight comes in.

Our job is to ensure that you receive sufficient cover for all aspects of your business so in the event of a claim, you will be comprehensively covered.

Property

Property Insurance is a term which covers your Buildings, Contents, Machinery, and Stock.
You must ensure that your property is properly covered for all eventualities and for the correct amounts. If it is not, when the time comes to make a claim, your business could suffer.

Business Interruption

Should your company suffer a loss to its property such as fire or flood damage you will spend some time coping with that loss and getting back to your normal operating level. Business Interruption insurance will cover you for any loss to your profits and help you pay your wages, rent etc until you are back to normal.

The above areas are relevant to all businesses, but there are other, more specific areas of cover, such as Money, Goods In Transit, Engineering, Fidelity, Directors and officers and so on.
After reviewing your business and the risks that may affect you our brokers will be able to advise you on which covers you need and which you don't

Liability Insurance

Your business needs Public Liability and Employers Liability. In fact if you are a limited company you are legally required to have Employers Liability Insurance.
Public Liability will protect you in the event that you cause injury to a third party or damage the property of a third party.

Employers Liability will protect you in the event that one of your employees is injured while at work.
If you produce a product you will also need Products Liability Insurance which will cover you in the event that your product injures a third party or damage to the property of a third party.